Services

Term Insurance

Index Universal Life

Guaranteed Life

Living Benefits

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Defined benefit plans are qualified employer-sponsored retirement plans. Like other qualified plans, they offer tax incentives both to employers and to participating employees

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provides supplementary income in the event an illness or accident results in a disability that prevents the insured from working at their regular employment.

An indexed annuity pays a rate of interest based on a particular market index, such as the S&P 500. Indexed annuities give buyers an opportunity to benefit when the financial markets perform well, and protect from risk.

An executive bonus plan is a way to attract, retain and reward key employees using life insurance. Executive Bonus plan allows a business to provide life and/or disability income insurance to key executives using tax deductible dollars.

Under a key person life insurance policy, the business owns the policy, pays the premiums and is the beneficiary. If a key person dies, the business then collects a death benefit.

Also known as a buyout agreement, is a contract funded by a life insurance policy that can help minimize the turmoil caused by the sudden departure, disability or death of a business owner.

Designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.